Education

Why did my score change? Why is it different with each credit bureau? Why is it different online, at the car dealership, and the mortgage lender? What is my TRUE credit score? More and more, we hear about how important it is to “protect your credit score,” “improve your credit score,” and “find out your […]

Every credit report is laid out differently and some are difficult to read, especially if you don’t know what you are looking for.  In order to properly understand your credit report and credit score, you will need to know some basic information. We have quite a bit of data to interpret, and there are many […]

Rebuilding your life after bankruptcy – including your credit rating, finances and your emotional well-being – can sometimes seem like an overwhelming task. But if you’ve recently filed for Chapter 7 or Chapter 13 bankruptcy protection, it’s important to realize that there is life after bankruptcy. And it doesn’t have to be a life where […]

Did you know that employers are now checking your credit reports? Many Americans these days are discovering the Catch-22 of unemployment: you might fall behind on your bills because you’ve lost your job and you might not be able to land a new job because you’ve fallen behind on your bills. Most employers today want […]

The consumer credit repair laws in the United States are not usually written in such a way that the average consumer can understand them. But then again, there are not many laws, consumer-related or not, that are easily understood by someone without a law degree. The following is an overview of the most common laws […]

Well your first round of letters are off to the credit bureaus and we wanted to take this time to go over some vital information which will help our team do the best job for you! We encourage you to keep an online credit monitoring service while you are enrolled with us [?]. With so […]

Did you know that 35% of your credit score comes from credit card use! That’s right, so if you don’t have credit cards or you do but don’t understand the “rules” to maximize your score, then check this out! Help raise your credit score with this lesson. Here are 7 rules that will help you […]