6 STEP PROCESS THAT GUARANTEES RESULTS!
Our process is based on a proven methodology that yields results, and our knowledge and expertise in the areas of consumer rights, credit & finance.
We use in-depth credit analysis, sequencing strategies, correlation/planning, and proven methods to bring about predictable results.
Our service is specifically designed to help you restore and rebuild your credit in order to meet lender requirements so that you can qualify for the best loan programs and interest rates possible.!
Initial Consultation
Credit Analysis & Forensic Audit
Our highly trained credit advisors will conduct a comprehensive line by line review of your credit report. We use our years of credit repair experience to uncover any information in your credit report that may not comply with the Fair Credit Reporting Act (FCRA). We will discuss all accounts that need to be disputed (and why), settled and any credit card balances that need to be paid down or possibly negotiated for Pay-to-Delete. This service also includes developing a personalized step-by-step game plan and discussing ways that you can rebuild your credit in order to achieve the highest credit score possible.
Challenge & Dispute Inaccurate Items
Just like traffic laws the banks, credit bureaus, and creditors have credit laws they need to follow. During this step, we utilize the laws put in place to protect you, the consumer, in order to challenge any inaccurate, unverifiable, questionable or outdated information that the three credit bureaus, creditors and/or collection agencies may be reporting that is holding your credit back. These accounts are often devastating to your credit score and could cause you to pay extra interest and fees, which over time can cost you tens of thousands of dollars.We also make sure you are equipped with the tools and platforms needed to stay in the loop and watch your scores rise as the credit bureaus adjust your credit reports. (All Dispute Letters are Printed & Mailed for Best Results (NOT faxed or submitted online).
Results
Re-Establish New Credit
While waiting for a response from the credit bureaus, we will assist you in raising your score by advising you on re-establishing new credit and primary tradelines. We have access to exclusive revolving credit options that do NOT pull your credit (so no negative impact to your score) and are guaranteed approval. We WILL help you start moving in the right direction as quickly as possible.
