Student Loan Debt Solutions

NACSO CONSUMER NET IMPRESSION DISCLOSURE

Capital Financial Solutions LLC goal is to provide credit repair services to assist CONSUMER in achieving an accurate credit report. CONSUMER hereby acknowledges that Capital Financial Solutions LLC does not guarantee any specific outcomes or results on behalf of CONSUMER, but contracts to provide the specific list of services as more fully described herein. Capital Financial Solutions LLC not charge for, nor shall Capital Financial Solutions LLC collect for, any services, until such services as detailed in the listed contracted services are fully provided. Capital Financial Solutions LLC not contract for services to remove accurate and/or verifiable information from CONSUMER'S credit file. CONSUMER hereby acknowledges that active participation in providing Capital Financial Solutions LLC with all requested documents, forms, and information including investigation results, is essential to providing the credit services for CONSUMER. Capital Financial Solutions LLC not provide tax, legal or financial advice. If you need any type of legal advice, you must contact a licensed professional.

Money Back Guarantee

We are so confident in the power and effectiveness of our system, we give you a written guarantee.

Give us 180 days (approx. three full disputes), if we don’t delete a single account we’ll refund $199 of the First Work Fee.

Cancellation Policy:

All clients have a 5 day right of rescission after the enrollment date.

Credit bureaus are required to follow reasonable procedures to ensure that the information on the report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning any error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

You may cancel your credit restoration services at any time.

Consumer Credit File Under State and Federal Law

CONSUMER CREDIT FILE UNDER STATE AND FEDERAL LAW

You have the right to dispute inaccurate information in your credit report by contacting the credit bureaus directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, negative information removed from your credit report before it is seven years old. Bankruptcy information can be reported for ten years.

You have the right to obtain a copy of your credit report from a credit bureau. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are the recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. The law prohibits deceptive practices by credit repair organizations.

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